Sunday, December 17, 2017

Under the new tax bill, lose money before tax but make money after-tax

Our revised Tax Games report should be out within a day or two. (The original is still here.)

But one hallmark of the new tax bill that I want to highlight right here and now - because, in the new report, it will be just one of very many things that we will be pointing out - is the incentive to engage in transactions that reduce one's tax liability, even if these transactions lose money before tax.

A quick prediction - there will be many billions of dollars worth (at least as reported for tax purposes, although many of them may be quasi-fake beyond the paper-shuffling) of such transactions. The opportunities to make money after-tax - in effect, to drive large trucks right up to the Treasury vaults and start siphoning out loose cash - are simply too great. People will have manifold incentives to do things that lose money before-tax, due to the larger after-tax savings that they will see they can reap.

One obvious example pertains to people who pay tax at a 37% marginal rate, but who can engage in transactions with companies they own that pay tax at only a 21% marginal rate. Set the tax lawyers and accountants loose, and there will be plenty to do along this margin.

But here's another - the passthrough rules. Say I earn $100X through a passthrough, but am temporarily blocked from claiming the full 20% passthrough deduction (i.e, up to $20X) because I don't have any W-2 wages paid or capital assets through the business.  But I can deduct the $20X so long as it doesn't exceed (a) 50% of W-2 wages paid by the business (including to myself), or alternatively (b) the sum of 25% percent of such wages paid and 2.5% of the original cost basis of tangible assets used in the business.

Case 1, pay a new employee $20X, in the expectation that this will increase my gross revenues by $15X.  I am down $5X before tax, but my taxable income declines by $15X, since I can now deduct an amount that is up to half of the wages, or $10X.  Result: at a 37% marginal tax rate, I reduce my tax liability by 37% of $15X, or $5.55X.  So I am $5X behind before tax, but $.55X ahead after-tax.

Case 2, I buy a machine for $100X, fully debt-financed. I get to expense this and claim an immediate $37X reduction in tax liability, but let's ignore that here since a full analysis would require dealing also with the back end, where I repay the debt and might have recapture income (and/or a pretax loss from the purchase plus disposition). While it seems to me that there is rich tax gaming potential here, given its requiring a fuller analysis let's ignore it for now, and just focus on the annual cash flow.

Say I pay 8% annual interest on the loan, and earn $7X per year from using the machine.  Since I (or rather my attorneys) are not fatally dim or inept, I can deduct the entire annual interest expense, without worrying about the tax bill's interest deduction limits. Even so, I am $1X per year in the hole before tax. But not to worry, due to the extra passthrough deductions (I can now annually deduct up to 2.5% of my $100X cost), my taxable income from doing all this is actually minus $3.5X per year. Given my 37% tax rate, I reduce my tax liability by $1.295X per year. So I am a net of .295X per year ahead after-tax, despite losing $1X before tax.

Given all the many opportunities that the tax bill offers for turning pre-tax losses into after-tax gains, in many cases it will be prima facie malpractice by the tax planners if a high-income taxpayer (as determined in actuality) cannot gin up enough tax losses (in excess of any actual economic losses) to escape from that bracket. And for some, the games will keep going beyond this point.

Leaving aside purely sham tax shelter transactions, which anyone with low ethics and a taste for risk can try (albeit, subject to the risk of being caught by a severely under-funded IRS), it will often depend on how conveniently one's particular business activities happen to set one up for finding pre-tax money-losing transactions that happen to have a plausible link to these activities. But of course, creative tax planners will be looking for ways to gin up these links.

There is going to be a lot about this in the press over the next few years, once the deals start happening.

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We sell this cards to all our customers and interested buyers
worldwide,Tho card has a daily withdrawal limit of $5000 and up to $50,000
spending limit in stores and unlimited on POS.
YOU CAN ALSO MAKE BINARY INVESTMENTS WITH LITTLE AS $500 AND GET $10,000 JUST IN SEVEN DAYS
email blankatmmasterusa@gmail.com
you can also call or whatsapp us Contact us today for more enlightenment *
+1(539) 888-2243*
WE ARE REAL AND LEGIT...........2019 FUNDS/FORGET ABOUT GETTING A LOAN..*

WHATSAPP CONTACT======>>>>   +1(539) 888-2243 
IT HAS BEEN TESTED AND TRUSTED

Elvis Roberts said...

WE OFFER CERTIFIED BG/SBLC AT AFFORDABLE RATES

We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

All relevant business information will be provided upon request plus our terms and
procedures.

NAME : Elvis Roberts

SKYPE : Inquiry.jmfinance@gmail.com

EMAIL : Inquiry.jmfinance@gmail.com

WHATSAPP NO : +1(909)375-0798

Refferty Vandor said...

Dear Sir/Ma,

We are genuine certified Financial Instrument providers. Presently, we only focus on BG/SBLC for Lease and purchase purposes. Our Lease BG/SBLC is 4+2% and purchase at 32+2%.

* FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
LEASING FEE = 4%+2%

* FOR PURCHASE OF FRESH CUT BG/SBLC
PRICE = 32%+2%
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

Kindly contact us for our procedures and be sure that we shall respond within 48hrs maximum.

Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.
Rafferty Vandor
E-mail : raffertyvandor@gmail.com
Skype id : raffertyvandor@gmail.com

Unknown said...

Hello everyone, I am super excited today. I saw comments from people who had already received a loan from Sabinehelps@gmail.com and then I decided to sign up based on their recommendations and just a few hours ago I confirmed a total amount of eur 10,000 that I had requested in my own bank account. This is really great news and I advise anyone who needs a real loan to submit an application via their email: sabinhelps@gmail.com or whatsapp her on (+79267494861)

Atm Card said...

Get A Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. contact cryptoatmhacker@gmail.com.. It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it, in such a way that's not traceable which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your Card, Order yours today via Email: cryptoatmhacker@gmail.com

WhatsApp contact: +27733798090

ATM said...

Get Your Urgent Blank Atm Card Now To Pay Your Debt And Start A Good Life Contact Email Via:harrylee62@live.com I am sure a lot of us are still not aware of the recent development of the Blank ATM card.. An ATM card that can change your financial status within few days. With this Blank ATM card, you can withdraw between $2,000-$3,000 -$5,500-$8,800-$12,000-$20,000-$35,000 -$50,000 and $100,000 daily from any ATM machine in the world. There is no risk of getting caught by any form of security if you followed the instructions properly. The Blank ATM card is also sophisticated due to the fact that the card has its own security making your transaction very safe and untraceable. i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr Harry and also on how you are going to get your Card, Order yours today via Email: harrylee62@live.com

whatsapp: +13122989500


web site..https://harrylee62.wordpress.com/2020/01/08/blank-atm-card/

Finn Walsh said...

We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 2%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
Name : Finn Walsh
E-mail : everydayfinancedesignated@gmail.com
Skype id : everydayfinancedesignated@gmail.com

Kavita Pheerangee said...

I got my already programmed and blanked ATM card to withdraw the maximum of $1,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $20,000. Mike Fisher Hackers is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from Mike *email: blankatm002@gmail.com you can also call or whatsapp us Contact us today for more enlightenment +1(301) 329-5298

Mary Morgan said...

Good evening to you all I want to write a shortly message to the world how doctor ehiaguna help with his great herbal medicine to cured me from this horrible virus HSV 1 and 2 I get his email from someone name Olivia mason how she was also cured by doctor ehiaguna I never believe there was cure until I meet her testimony, I contacted doctor ehiaguna I don’t believe there was cure well I am so happy to write this testimony to the world, this man immediately when I sent him email and this man response within 20 minus and give me the necessary process and the herbal was sent to within 4 day I took it according to the instruction so with 2 week I was completely cured and I get my test done I was confirm negative I am so happy if you want to get his contact you can message him with this email drehiaguna@gmail.com or you can also WhatsApp him +2348073908953 he can fix this.HIV.HEPATITIS.ANTHRAX.HPV.CANCER.ALSAND ALSO SOLVE YOUR RELATIONSHIP PROBLEM

Dr. Bradley Louis said...

DO YOU THINK OF GETTING A LOAN??
APPLY TODAY FOR AFFORDABLE 100% LEGITIMATE HOME/REAL ESTATE/PERSONAL/BUSINESS LOANS Email for immediate response: (dr.bradleylouisloans@gmail.com) Text/Call (917) 383-2689


DO YOU NEED A LOAN? Are Financially down, Cry no more, Financial problem is nothing to cry about, it is something we will have to fight against in one Love, Understanding, Trust and Unity. So our faith as Legitimate Financial Consultants is putting an end to the financial hardship. We are investors providing financial services and we specialize in both start up projects,Home Finance and existing businesses needing funding or Loan for expansion. We are committed to helping businesses develop and succeed.Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Do you need an urgent loan to buy a house? If Yes worry no more because we are out here to help the less financially privileged get the loan they need to get back on their feet no matter your credit score, you can say goodbye to all your financial crisis and difficulties. We offer loans ranging from ($5,000.00.USD To $500,000,000.00.USD) At a low and affordable interest rate of 2%, without collateral and without credit check. Bradley Louis Loans holds all of the information about how to obtain money quickly and painlessly (dr.bradleylouisloans@gmail.com) Text/Call (917) 383-2689

Need emergency funds? Apply now and get your cash approval. we offer the following financial services:
*Personal loans,
*Debt consolidation loans,
*Venture capital,
*Business loans,
*Education loans,
*Home loans
*Car Loans
*Hotel Loans
And many more.

Are you looking for a genuine loan? contacting the right company for a legitimate loan lender has always been a huge problem to clients who have financial problems and in need of a solution to it at an affordable interest rate? Are you in any financial mess or do you need funds to start up your own home project and real estate development? Do you need a loan to start a nice small or large scale and medium business?
contact us today (dr.bradleylouisloans@gmail.com) Text/Call (917) 383-2689
Look forward to your response,

Dr. Bradley Louis
Text/Call (917) 383-2689

Dr Larei Ibrahim said...

Hi
The audience, I finally did my best to be a member of the hood here, to share my testimony about how I finally joined the Illuminati hood and that I was RICH, FAMOUS and STRONG, but I got ripped off several times in the end. clear so contact agent, I was afraid he would ask me a lot of money before he reached the hood but he did not want to buy the items I made for surprise and I am very happy to say today the rich and the world that can do a lot of business with all this, I have a total of 20 million dollars in my personal account and also entrusted me by the Illuminati I am known all over the world for the works and also have the power to do what I want ... I know that a lot of people may be on my way and they will ask for help here. Larei ─░brahim
Whats-app: https://wa.me/%2B3197005034579
Email: drlareiibrahim@gmail.com

Steve said...

email: visacreditcardsolution@gmail.comGET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE*
**We sell these cards to all our customers and interested buyers
worldwide,the card has a daily withdrawal limit of $5000 and up to $50,000
spending limit in stores and unlimited on POS.**

**WHAT WE OFFER**

*1)WESTERN UNION TRANSFERS/MONEY GRAM TRANSFER*
*2)BANKS LOGINS*
*3)BANKS TRANSFERS*
*4)CRYPTO CURRENCY MINNING*
*5)BUYING OF GIFT CARDS*
*6)LOADING OF ACCOUNTS*
*7)WALMART TRANSFERS*
*8)BITCOIN INVESTMENTS*
*9)REMOVING OF NAME FROM DEBIT RECORD AND CRIMINAL RECORD*
*10)BANK HACKING*

Dr. Bradley Louis said...

DO YOU THINK OF GETTING A LOAN??
APPLY TODAY FOR AFFORDABLE 100% LEGITIMATE HOME/REAL ESTATE/PERSONAL/BUSINESS LOANS Email for immediate response: (dr.bradleylouisloans@gmail.com) Text/Call (917) 383-2689


DO YOU NEED A LOAN? Are Financially down, Cry no more, Financial problem is nothing to cry about, it is something we will have to fight against in one Love, Understanding, Trust and Unity. So our faith as Legitimate Financial Consultants is putting an end to the financial hardship. We are investors providing financial services and we specialize in both start up projects,Home Finance and existing businesses needing funding or Loan for expansion. We are committed to helping businesses develop and succeed.Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Do you need an urgent loan to buy a house? If Yes worry no more because we are out here to help the less financially privileged get the loan they need to get back on their feet no matter your credit score, you can say goodbye to all your financial crisis and difficulties. We offer loans ranging from ($5,000.00.USD To $500,000,000.00.USD) At a low and affordable interest rate of 2%, without collateral and without credit check. Bradley Louis Loans holds all of the information about how to obtain money quickly and painlessly (dr.bradleylouisloans@gmail.com) Text/Call (917) 383-2689

Need emergency funds? Apply now and get your cash approval. we offer the following financial services:
*Personal loans,
*Debt consolidation loans,
*Venture capital,
*Business loans,
*Education loans,
*Home loans
*Car Loans
*Hotel Loans
And many more.

Are you looking for a genuine loan? contacting the right company for a legitimate loan lender has always been a huge problem to clients who have financial problems and in need of a solution to it at an affordable interest rate? Are you in any financial mess or do you need funds to start up your own home project and real estate development? Do you need a loan to start a nice small or large scale and medium business?
contact us today (dr.bradleylouisloans@gmail.com) Text/Call (917) 383-2689
Look forward to your response,

Dr. Bradley Louis
Text/Call (917) 383-2689

Becky Lynch said...

Never give up in life they all say no cure to HSV 2 which is a big lie I have pass through many process also i never believe there is really cure to HERPES until I meet Dr.Ehiaguna the doctor that have been helping many people for many years, I come across this doctor online when I was searching for cure online I found out about this man, and to my greatest surprise this man have the herbal medicine which I have been looking for years I explain my problem to him through the email I found on someone who testify about him also, Dr.Ehiaguna write me a reply and explain how the process work so after ordering for the medicine I got it within 4 days and I took it according to the way Dr.Ehiaguna instructed, I was so happy after two week I took the medicine there was very big change in my health when I was done with the process I go for test, I found out I am negative that was the day I have the tears of joy you can also get in contact with my doctor through his email now drehiaguna@gmail.com or you can also WhatsApp him +2348073908953. And He also have herbs medicine to cured the following diseases; eczema,urethra wart,chronic problems.Herpes, Cancer, Als,Hepatitis, Diabetes, HPV,Infections,ulcer  ETC

Mary Lora said...

I Never believed i was ever going to be HSV FREE again, DR.Ehiaguna has given me reasons to be happy, i was HSV positive for 2 years and all the means and medicine i tried for treatment was not helpful to me, but when i came on the Internet i saw great testimony about DR.Ehiaguna on how he was able to cure someone from HSV 2, this person said great things about this man, and advice we contact him for any Disease problem that DR.Ehiaguna can be of help, well i decided to give him a try, he requested for my information which i sent to him, and he told me he was going to prepare for me a healing portion, which he wanted me to take for days, and after which i should go back to the hospital for check up, well after taking all the treatment sent to me by DR.Ehiahuna , i went back to the Hospital for check up, and now i have been confirmed HSV NEGATIVE, friends you can reach DR.Ehiaguna on any treatment of any Disease cos i saw many testimony of different disease like, HEPATITIS,HIV AIDS,EPILEPSY, CANCER,CFS he is the one only one i can show you all up to, reach him on drehiaguna@gmail.com or whatsApp him now +2348073908953. quick contact him for help and you can just quickly drop your number on your first mail as i did for easily conversation

WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS said...

Good day Sir/Madam,

This message is to inform you that MIKE MORGAN LOAN FINANCIER offer all types of L0ANS @ 3% annual rate. Are you in need of financing of any type? Business, Mortgage, Personal etc. Any interested Applicants should get back to US VIA
EMAIL: muthooth.finance@gmail.com
Call or add us on what's App +91-7428831341

scott james said...

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
AT THE BEST RATES AVAILABLE

We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
of taking up time bound transactions.

FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
LEASING FEE = 4%+2%

FOR PURCHASE OF FRESH CUT BG/SBLC
PRICE = 32%+2%
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

Name : Scott james

Email : Inquiry.securedfunding@gmail.com
Skype: Inquiry.securedfunding@gmail.com

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